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- INTEREST37.00%-1.00
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- October 13, 202618°
- BIST10012,148-0.02%
- USD49.34+0.24%
- EUR55.21-0.01%
- GOLD4,214.10+0.56%
- INTEREST37.00%-1.00
- BITCOIN83,908+2.63%
- October 13, 202618°
Ziraat Bank’s net profit reaches TRY 74.2 billion as assets hit TRY 9.1 trillion
Ziraat Bank’s financial results for the second quarter showed that its assets reached TRY 9.1 trillion, while its net profit for the first half of the year rose to TRY 74.2 billion. The bank’s total loan volume reached approximately TRY 7 trillion, while agricultural loans stood at TRY 1 trillion in the first half of 2026.
Ziraat Bank announced its financial results for the second quarter of the year. The bank’s assets reached TRY 9.1 trillion, while its net profit for the first half of the year amounted to TRY 74.2 billion.
Maintaining its customer-focused balance-sheet strategy, the bank continued to strengthen its equity through the profit it generated. Ziraat Bank also continued its efforts to finance agriculture and support investment, employment, production and exports.
Total loan volume reaches approximately TRY 7 trillion
As of the end of the first half of the year, the bank’s cash loan volume stood at TRY 4.9 trillion, while its non-cash loan volume reached TRY 2 trillion. Total loan volume thus rose to approximately TRY 7 trillion.
Implementing a selective lending policy aligned with the Medium-Term Program, Ziraat Bank provided financing to various sectors, particularly agriculture. Turkish lira-denominated loans accounted for 66 percent of total loans.
While continuing to expand lending, the bank also applied loan assessment and risk management processes, keeping its non-performing loan ratio at 1.9 percent. The bank’s main source of funding was its broad deposit base, which exceeded TRY 5.7 trillion.
Agricultural loans reach TRY 1 trillion
Ziraat Bank’s agricultural loan volume reached TRY 1 trillion in the first half of 2026. During this period, the bank increased its financing for rural development, women and young farmers, cooperatives, environmentally friendly practices, food supply security and the rural economy.
The number of the bank’s active mobile banking customers reached approximately 26 million. Ziraat Bank also continued investing in the expansion of its domestic and international service network.
Service network expands to 21 countries
Ziraat Finance Group provides services in 145 countries through nearly 1,800 correspondent banks and subsidiaries and branches in 20 countries. With the opening of a branch in Tirana, the capital of Albania, the bank’s global geographic presence expanded to 21 countries.
The bank achieved a foreign trade market share of more than 20 percent across all 12 global trade corridors, including the Middle Corridor, the China-Europe Sea Route and the BRICS Belt. It facilitated 25 percent of Türkiye’s exports.
Çakar: We will continue supporting producers and exporters
Ziraat Bank General Manager Alpaslan Çakar said in his assessment of the second quarter that global uncertainties, tight monetary conditions and rising funding costs in the banking sector were putting pressure on profitability and equity.
Çakar said the bank had achieved a successful performance thanks to its strong financial structure, extensive service network and balance-sheet management. He stated that the bank had strengthened its position in many key areas, including assets, loans, deposits, equity and digital banking.
Çakar said that they would focus on investment, production, employment and exports at a time when geopolitical and economic balances were being reshaped, adding that they aimed to contribute to the opportunities facing Türkiye. He said Ziraat Bank would continue to maintain its strong position domestically while expanding into new geographies internationally and would support producers, exporters and entrepreneurs in every region where it operates.
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